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Tax is complicated, Cyclescheme isn’t.

You choose a bike, hire it for an agreed length of time, and then snap it up for a fraction of its original value. All while making huge savings (at least 25%!) and spreading the cost. Join Cyclescheme today in 4 simple steps.

1. Choose your Cyclescheme package
Get the gear that suits your commute. Go for a bike, a bike and accessories, or just accessories – it’s your choice.

With Cyclescheme, you can shop online or in-store at over 2,000 Cyclescheme retailers; from local independents to the big name retailers. Choose from all your favourite brands, and put together your perfect commuter package up to the value of $1,542. Don’t forget – with Cyclescheme you can shop from sale at our partner retailers, and make your money go even further.

2. Submit your application
Once you’ve found your ideal commuter package, head to Cyclescheme and submit your request. You’ll need your unique employer code and the details of what you would like to hand. These will be sent to your employer for approval, and once approved you’ll receive your Cyclescheme certificate and Hire Agreement direct to your inbox.

Your employer code is: XXXX
Or use this link:

3. Get your Cyclescheme package
It’s time to trade your certificate for your Cyclescheme package. Take your certificate your chosen retailer and pick up your gear, or, if shopping online, redeem the certificate at checkout and take advantage of home delivery or click and collect.

This is when your Hire Agreement kicks in and you start making impressive tax savings (at least 25%!). For the next 12 months, you’ll pay a fixed amount from your salary every time you’re paid. This is taken from your pre-tax salary and reduces the amount of Income Tax and National Insurance you pay resulting in great savings. For standard rate payers this is 25%, or for higher rate 42%.

4. Transfer Ownership
After 12 months, we transfer ownership to you for a small one-off fee. If your Cyclescheme package was under $771 you’ll pay just 3% of the original value, or for packages over $771 you’ll pay just 7%. So if you had a package worth $1,542 you’ll pay just $108. And that’s all you need to do!

For the next 36 months, your Cyclescheme package will remain ‘hired’ with no more payday payments to make. At the end of this time, ownership of your package will automatically transfer to you.